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Post by Deleted on Feb 2, 2019 15:05:35 GMT
Don't worry Mr Sword I have literally tons of chat about economics and various connected issues to bore the pants off you😂😂😂 What a sad day for mankind.. NWS is plotting a way to get swords pants off... What on earth is wrong in todays society???. Haven't changed them since Christmas so he might need a hammer and chisel.🔨🔨🔨 |
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Post by Deleted on Feb 2, 2019 15:26:08 GMT
Pensions may be boring, but, speaking as someone who had to take early retirement for health reasons, they are also lifesavers. I'd be right up shit creek without my private pension.
Boring as shit, I know, but my advice to anyone in their 20s or 30s is get a decent pension asap. You're going to need it one day.
You could, of course, try living off Universal Credit and the state pension instead, but good luck with that.
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Post by Deleted on Feb 2, 2019 15:35:39 GMT
Pensions may be boring, but, speaking as someone who had to take early retirement for health reasons, they are also lifesavers. I'd be right up shit creek without my private pension. Boring as shit, I know, but my advice to anyone in their 20s or 30s is get a decent pension asap. You're going to need it one day. You could, of course, try living off Universal Credit and the state pension instead, but good luck with that. Also invest as much spare cash as possible in a decent US small companies fund, cloaked within an ISA or some other tax protection, when the next stock market collapse happens, and everyone is spouting doom and gloom. You will not be disappointed. |
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Post by Deleted on Feb 2, 2019 15:42:30 GMT
Pensions may be boring, but, speaking as someone who had to take early retirement for health reasons, they are also lifesavers. I'd be right up shit creek without my private pension. Boring as shit, I know, but my advice to anyone in their 20s or 30s is get a decent pension asap. You're going to need it one day. You could, of course, try living off Universal Credit and the state pension instead, but good luck with that. Also invest as much spare cash as possible in a decent US small companies fund, cloaked within an ISA or some other tax protection, when the next stock market collapse happens, and everyone is spouting doom and gloom. You will not be disappointed. This year will be a very flat one for markets due to the uncertainty around Brexit, but it's not a bad time to be topping up your pension as your money will buy more units. You have to play the long game with these types of investments. Anyone who doesn't have a private pension, unless they really cannot afford to pay into one, is making a mistake. Due to changes in the law a couple of years ago you can now take 100% of it as a lump sum when you retire if you so wish, as opposed to signing up for an annuity that costs a fortune. 'Live for the day' looks good now but you might regret it when you're 70 and struggling to pay the electric bill in the middle of winter. So glad you're all enjoying this financial thread! |
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Post by Deleted on Feb 2, 2019 15:56:56 GMT
Also invest as much spare cash as possible in a decent US small companies fund, cloaked within an ISA or some other tax protection, when the next stock market collapse happens, and everyone is spouting doom and gloom. You will not be disappointed. This year will be a very flat one for markets due to the uncertainty around Brexit, but it's not a bad time to be topping up your pension as your money will buy more units. You have to play the long game with these types of investments. Anyone who doesn't have a private pension, unless they really cannot afford to pay into one, is making a mistake. Due to changes in the law a couple of years ago you can now take 100% of it as a lump sum when you retire if you so wish, as opposed to signing up for an annuity that costs a fortune. 'Live for the day' looks good now but you might regret it when you're 70 and struggling to pay the electric bill in the middle of winter. So glad you're all enjoying this financial thread! "You have to play the long game with these types of investments." Crucial. "you can now take 100% of it as a lump sum" Subject, of course to tax in the fiscal year it is taken. It's probably wiser to apply a judicial draw down of the pension pot as required, over time, leaving the balance to appreciate, depending, of course, on the circumstances of the individual concerned. |
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Post by Deleted on Feb 2, 2019 17:30:23 GMT
Pensions may be boring, but, speaking as someone who had to take early retirement for health reasons, they are also lifesavers. I'd be right up shit creek without my private pension. Boring as shit, I know, but my advice to anyone in their 20s or 30s is get a decent pension asap. You're going to need it one day. You could, of course, try living off Universal Credit and the state pension instead, but good luck with that. A 20 year old won't get a state pension for another 50 years. Let that sink in. |
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Post by Deleted on Feb 2, 2019 18:21:06 GMT
I am 53 and have as much chance of living to draw a pension as England have of avoiding an innings defeat in Trinidad.
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Post by jakeyboi on Feb 2, 2019 19:41:56 GMT
Pensions may be boring, but, speaking as someone who had to take early retirement for health reasons, they are also lifesavers. I'd be right up shit creek without my private pension. Boring as shit, I know, but my advice to anyone in their 20s or 30s is get a decent pension asap. You're going to need it one day. You could, of course, try living off Universal Credit and the state pension instead, but good luck with that. A 20 year old won't get a state pension for another 50 years. Let that sink in. I doubt if state pensions will even be in place in another 50 years. |
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Post by Deleted on Feb 2, 2019 19:58:31 GMT
A 20 year old won't get a state pension for another 50 years. Let that sink in. I doubt if state pensions will even be in place in another 50 years. You may have a point. |
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Post by moley on Feb 2, 2019 20:03:37 GMT
Surely for these financial misdemeanours they should be relegated to NLS as well? Well have some spicy derby games between two part time teams to go to then - if we go down. As far as I'm aware, although it's possible some of their recent dealings may have been illegal, they haven't broken any footballing laws. The only sanctions available to the FA are for actually going into administration, or entering a CVA that doesn't repay 100% of the debt, neither of which looks likely at the moment. I think the alleged un-insured player bit may just break league regulations |
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Post by moley on Feb 2, 2019 20:13:33 GMT
It would be interesting to know how much they actually owe those employee pensions in total, and also, how many players and other employees who have left the club since they set it up, have not received contributions they were owed - it would also be interesting to know whether those people actually realise their pension funds are short of what is supposed to be in there, if indeed that is the case. Imagine being an ex-player, reading that statement and then checking to find your own fund is short. Potentially, this is a huge mess. If I were a director at Fleet I'd be finding that money by hook or by crook and getting it paid up sharpish. All of this is very,very interesting but,well actually it's not very interesting at all to be honest it's the sort of Gin&Tonic crap you hear between 13.00 and 14.00 when all the suit clad bullshit Wankers come out to play from their offices and look down their nose at you as if you were filth before going on to talk about the upcoming drop in temperatures that might affect the coffee beans in some backwater shithole in f**king Columbia. Nobody cares , get a life or a life insurance but stop talking about boring bloody or pensions. By the way who gives a tuppeney toss whether the fat pikey Bastard Kedwell has got his £15,000 this month it's his and G&N's problem not OURS!!!! I actually find your attitude highly insulting, perhaps if a discussion is not to your liking then abusing those taking part says more about you than any of the words you type say about anyone else |
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Post by Deleted on Feb 2, 2019 20:13:58 GMT
Someone claiming on FB that Ebbsfleet owe their owners £14 million.
If that's true, any fans should be very very worried the owner is losing enthusiasm.
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Post by moley on Feb 2, 2019 20:15:25 GMT
I doubt if state pensions will even be in place in another 50 years. You may have a point. Which is why the Government created the regulations which Ebbsfleet are not fulfilling |
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Post by Deleted on Feb 2, 2019 20:25:50 GMT
I am 53 and have as much chance of living to draw a pension as England have of avoiding an innings defeat in Trinidad. They just have. |
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Post by Better things to do in life on Feb 2, 2019 20:42:55 GMT
All of this is very,very interesting but,well actually it's not very interesting at all to be honest it's the sort of Gin&Tonic crap you hear between 13.00 and 14.00 when all the suit clad bullshit Wankers come out to play from their offices and look down their nose at you as if you were filth before going on to talk about the upcoming drop in temperatures that might affect the coffee beans in some backwater shithole in f**king Columbia. Nobody cares , get a life or a life insurance but stop talking about boring bloody or pensions. By the way who gives a tuppeney toss whether the fat pikey Bastard Kedwell has got his £15,000 this month it's his and G&N's problem not OURS!!!! I actually find your attitude highly insulting, perhaps if a discussion is not to your liking then abusing those taking part says more about you than any of the words you type say about anyone else I work in London, have a degree, and am near pension age so have an interest in all that but not these endless war and peace diatribes on these posts in Intricate detail they are just BORING can we get back to football please? I’m with our colourful language friend - even if I wouldn’t put things quite how he did, we are all entitled to our opinions! |
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